What Is Lal Kitab Debt?

Lal Kiatb debt, also known as Lal Kitab Rina, is said to be unpaid dues from an individual’s past life. It is believed that our unpaid Rinas or debts of the past life are carried forward in our next birth. If you want to know how much debt or Rina is in your chart, enter your details in our Lal Kitab Debt Calculator.

Lal Kitab Debt: Check Effect & Remedies

Enter your details in the FREE Lal Kitab Debt Calculator and get accurate results!

How To Calculate Your Lal Kitab Debt?

Do you want to know if you have any past life debts or not, according to Lal Kitab? Try using our Lal Kitab debt calculator, also known as the Red Book Debt calculator. This calculator not only provides you with your debt report but also gives you remedies for the same. To learn about your debts, follow the steps below.

  • In order to know about your Lal Kitab debts, all you need to do is fill in some details in our Lal kItab debt calculator.
  • These details include your name, date of birth, time of birth, place of birth and gender.
  • Once you have entered these details into the calculator, you must click on the calculate button.
  • The calculator will take into account the details you provide and will calculate whether you have any debts.
  • It will do these calculations in the blink of an eye and present you with your result within seconds.

One thing to remember is that, in order to get accurate predictions, you must remember to enter the correct details in the calculator.

Lal Kitab Debt: Significance & Features

Lal Kitab is a book that is believed to have been written by Pandit Roop Chand Joshi. This book is mostly famous for its easy and effective remedies. Lal Kitab, unlike Vedic astrology, works on the principles of Debt or Rina. These are said to be carried on from an individual’s past life, which tends to affect their present and future and help in forming an individual’s Lal Kitab varshphal remedies and predictions. Let us look at some of Lal Kitab's features. These are as follows:

  • It is seen that the First House or Lagna, as per Lal Kitab, is written in Aries. Therefore, the remaining Houses will have their corresponding Signs.
  • The Lal Kitab planetary combinations are different to Vedic Astrology planetary combinations.
  • Instead of a house, Lal KItab has Soya Hua Ghar, which reflects a house that does not have a planet and Pakka Ghar.
  • The planets in Lal Kitab calculations are divided based on Soya Grah and Sathi Grah.

These planets and houses only combine together to form different forms of debts in an individual’s kundli. Now let us have a look at the types of these debts and how they affect an individual’s life.

Lal Kitab Debts: Types & Remedies

The effect of promising and inauspicious planets depends entirely on the acts of the previous birth. Often, wrong deeds and curses given by someone create debts in an individual's life. According to Lal Kitab or Red Book, debt is the unpaid karmic dues of the previous birth. Here are the many forms of Lal Kitab Debts and Lal Kitab remedies:

Pitru Rina (Debt of Father)

According to Lal Kitab, when Venus, Mercury, Rahu, or their combination are placed in the Second, Fifth, Ninth, or Twelfth House, the person has Pitru Rina in their chart. Natives will face a loss in wealth and various sufferings.


  • Collect money from your relatives and donate to a nearby temple. Please keep in mind that this must be done on the same day.

Matru Rina (Debt of Mother)

When Ketu exists in the Fourth House, the Moon is negatively affected. These planetary combinations result in the Matru Rina. Sufferers will experience monetary losses, diseases, and debts.


  • Collect some silver coins or any silver item from your relatives and offer it in a flowing river. Remember to keep in mind that this must be done on the same day.

Stree Rina (Debt of Woman)

When the Sun, Moon, or Rahu or their conjunction is present in the Second or Seventh House, the person suffers from many kinds of crises.


  • Donate money to a cow shed to feed more than 100 cows. Remember, these cows should not be crippled or handicapped. Along with this, it will be beneficial if

Bhratru or Sambandhi Rina (Debt of Brother or Relative)

When Mercury or Venus is located in the First or Eighth House, then the individual will be adversely affected in their life.


  • Collect money from your blood relatives and use it to improve the quality of Artisans or doctors in your area.

Bahin or Putri Rina (Debt of Sister or Daughter)

When Mercury is placed in the Third or Sixth House, the person will suffer due to hostility from people around them.


  • Collect yellow cowries, also known as shells, from your blood relatives and, on the same day, burn them. After burning them, take their ashes and offer them in a flowing river.

Nirdayi Rina (Debt of Cruelty)

When the Sun, Moon, or Mars or their combinations are in the Tenth or Twelfth House, it affects the native and everyone in their family.


  • Collect money from your blood relatives and feed fish in 100 different places.

Ajanma Rina (Debt of the unborn)

When the Sun, Venus or Mars are in the Twelfth House, this debt causes the person to end up in jail.


  • Collect some coconuts from your blood relatives and offer them in a flowing river.

Swa Rina (Debt of Own)

When Venus, Saturn, Rahu, Ketu or their conjunctions are placed in the Fifth House, then the person faces struggles throughout life.


  • Collect some money from your blood relatives and, using the money, perform religious sacrifices at places where religious rights are performed.

Daiviya Rina (Debt of Divine)

When the Moon or Mars is situated in the Sixth House, the person, along with their family, has to face many problems in life. They face loss in wealth, an increase in expenses, and betrayal from loved ones.


  • Collect some money from your blood relations and use the money to buy food for dogs. Prepare the food and feed 100 or more dogs on the same day.

Frequently Asked Questions

Self-debt, also referred to as Swa Rina, is a form of debt in Lal Kitab that is caused when Venus, Saturn, Rahu, Ketu, or their conjunctions are placed in the Fifth House. This debt creates problems in the life of an individual.
Most Red Book remedies are easy to perform, effective, and accurate. However, it would be best if you consulted an astrologer to get remedies that will help you based on your Lal Kitab prediction by date of birth.
The Lal Kitab horoscope is known as the Lal Kitab Teva. The word Teva can be directly translated into a being a chart. Thus, Lal Kitab Teva refers to an individual's birth chart according to Lal Kitab.
Lal Kitab was formerly written in the Urdu language. Later, there have been many translations of the books. Now, this book is available in many languages.
The Pitru Rina is the Debt of the Father, and it has a highly negative effect on the individual. This may also include unstable or unhappy relations with one’s father.
Pandit Roop Chand Joshi wrote the Lal Kitab. However, some people believe that Rava wrote the Kitab or another writer named Pandit Giridhari Sharma wrote it.
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